{
  "id": 502687,
  "title": "Why I believe one should not focus on hacking",
  "url": "/competitions/home-credit-credit-risk-model-stability/discussion/502687",
  "author_name": "Michael Wayne Treasure",
  "post_date": "2024-05-14T11:20:39.966000",
  "votes": 0,
  "comment_count": 0,
  "views": 0,
  "content": "<p>I believe that focusing on hacking may not in the end yield the desired outcome. What happens each week (Week_num 1, week_num 2, week_num 3, etc.) is perhaps largely the function of interactions between 4-5 primary features, which includes carrying balances at any given time. In my opinion there isn't necessarily a linear relationship between week to week. Therefore, it is the changing dynamics among and between these primary features and the ability of one's model to absorb and reflect these changing dynamics that is going to yield a good stability score.</p>",
  "messages": [
    {
      "id": 2812716,
      "postDate": "2024-05-14T11:20:39.967Z",
      "content": "<p>I believe that focusing on hacking may not in the end yield the desired outcome. What happens each week (Week_num 1, week_num 2, week_num 3, etc.) is perhaps largely the function of interactions between 4-5 primary features, which includes carrying balances at any given time. In my opinion there isn't necessarily a linear relationship between week to week. Therefore, it is the changing dynamics among and between these primary features and the ability of one's model to absorb and reflect these changing dynamics that is going to yield a good stability score.</p>",
      "rawMarkdown": "I believe that focusing on hacking may not in the end yield the desired outcome. What happens each week (Week_num 1, week_num 2, week_num 3, etc.) is perhaps largely the function of interactions between 4-5 primary features, which includes carrying balances at any given time. In my opinion there isn't necessarily a linear relationship between week to week. Therefore, it is the changing dynamics among and between these primary features and the ability of one's model to absorb and reflect these changing dynamics that is going to yield a good stability score."
    }
  ],
  "comments": [],
  "raw_markdown_by_id": {
    "2812716": "I believe that focusing on hacking may not in the end yield the desired outcome. What happens each week (Week_num 1, week_num 2, week_num 3, etc.) is perhaps largely the function of interactions between 4-5 primary features, which includes carrying balances at any given time. In my opinion there isn't necessarily a linear relationship between week to week. Therefore, it is the changing dynamics among and between these primary features and the ability of one's model to absorb and reflect these changing dynamics that is going to yield a good stability score."
  }
}