{
  "id": 490624,
  "title": "What does 'target = 0' mean?",
  "url": "/competitions/home-credit-credit-risk-model-stability/discussion/490624",
  "author_name": "",
  "post_date": "2024-04-03T01:27:38.207247200Z",
  "votes": 2,
  "comment_count": 1,
  "views": 0,
  "content": "<p>Does target = 0 mean a failed loan repayment case?</p>\n<p>I want to know the exact meaning of target = 0.</p>",
  "messages": [
    {
      "id": "2732060",
      "postDate": "04/03/2024 01:27:38",
      "content": "<p>Does target = 0 mean a failed loan repayment case?</p>\n<p>I want to know the exact meaning of target = 0.</p>",
      "rawMarkdown": "Does target = 0 mean a failed loan repayment case?\n\nI want to know the exact meaning of target = 0.",
      "votes": null
    },
    {
      "id": "2732620",
      "postDate": "04/03/2024 08:24:42",
      "content": "<blockquote>\n  <p><code>target</code> - This is the target value, determined after a certain period based on whether or not the client defaulted on the specific credit case (loan).</p>\n</blockquote>\n<ul>\n<li>1 = CLIENT DEFAULTED</li>\n<li>0 = CLIENT DID NOT DEFAULT</li>\n</ul>\n<p>This is a boolean value</p>\n<ul>\n<li>1 denotes Yes/ True</li>\n<li>0 denotes No/ False</li>\n</ul>",
      "rawMarkdown": "> `target` - This is the target value, determined after a certain period based on whether or not the client defaulted on the specific credit case (loan).\n\n* 1 = CLIENT DEFAULTED\n* 0 = CLIENT DID NOT DEFAULT\n\nThis is a boolean value\n* 1 denotes Yes/ True\n* 0 denotes No/ False",
      "votes": null
    }
  ],
  "comments": [
    {
      "id": 2732620,
      "author_name": "bwandowando",
      "author_url": "",
      "post_date": "04/03/2024 08:24:42",
      "content": "<blockquote>\n  <p><code>target</code> - This is the target value, determined after a certain period based on whether or not the client defaulted on the specific credit case (loan).</p>\n</blockquote>\n<ul>\n<li>1 = CLIENT DEFAULTED</li>\n<li>0 = CLIENT DID NOT DEFAULT</li>\n</ul>\n<p>This is a boolean value</p>\n<ul>\n<li>1 denotes Yes/ True</li>\n<li>0 denotes No/ False</li>\n</ul>",
      "votes": null,
      "replies": []
    }
  ],
  "raw_markdown_by_id": {
    "2732060": "Does target = 0 mean a failed loan repayment case?\n\nI want to know the exact meaning of target = 0.",
    "2732620": "> `target` - This is the target value, determined after a certain period based on whether or not the client defaulted on the specific credit case (loan).\n\n* 1 = CLIENT DEFAULTED\n* 0 = CLIENT DID NOT DEFAULT\n\nThis is a boolean value\n* 1 denotes Yes/ True\n* 0 denotes No/ False"
  },
  "source": "meta"
}