{
  "id": 486045,
  "title": "Need Clarity about Closed and Terminated contract.",
  "url": "/competitions/home-credit-credit-risk-model-stability/discussion/486045",
  "author_name": "",
  "post_date": "2024-03-23T09:34:23.564064100Z",
  "votes": 2,
  "comment_count": 5,
  "views": 0,
  "content": "<p>Hi,<br>\nWill you guys be able to provide some definition to Closed and Terminated contracts? <br>\nRight now I am assuming that closed means that contract has been fulfilled i.e. Emi's has been paid in full and applicant has not prepaid.<br>\nAnd terminated means that for some reason loan amount has been prepaid or shifted to some other institution.<br>\nPlease correct my assumption. </p>",
  "messages": [
    {
      "id": "2712076",
      "postDate": "03/23/2024 09:34:23",
      "content": "<p>Hi,<br>\nWill you guys be able to provide some definition to Closed and Terminated contracts? <br>\nRight now I am assuming that closed means that contract has been fulfilled i.e. Emi's has been paid in full and applicant has not prepaid.<br>\nAnd terminated means that for some reason loan amount has been prepaid or shifted to some other institution.<br>\nPlease correct my assumption. </p>",
      "rawMarkdown": "Hi,\nWill you guys be able to provide some definition to Closed and Terminated contracts? \nRight now I am assuming that closed means that contract has been fulfilled i.e. Emi's has been paid in full and applicant has not prepaid.\nAnd terminated means that for some reason loan amount has been prepaid or shifted to some other institution.\nPlease correct my assumption.",
      "votes": null
    },
    {
      "id": "2713962",
      "postDate": "03/24/2024 14:51:13",
      "content": "<p><a href=\"https://www.kaggle.com/tomasjeline2\" target=\"_blank\">@tomasjeline2</a> Maybe have a look at this?</p>",
      "rawMarkdown": "tomasjeline2 Maybe have a look at this?",
      "votes": null
    },
    {
      "id": "2715010",
      "postDate": "03/25/2024 08:11:08",
      "content": "<p>Would not bet on this interpretation, but I do not know it better either. What’s the percentage of closed vs terminated? This should give an hint about what is the regular or the irregular / more rare process.</p>\n<p>See: <a href=\"https://www.contractscounsel.com/t/us/termination-of-loan-agreement\" target=\"_blank\">Termination Of Loan Agreement: Definition &amp; Sample</a></p>",
      "rawMarkdown": "Would not bet on this interpretation, but I do not know it better either. What’s the percentage of closed vs terminated? This should give an hint about what is the regular or the irregular / more rare process.\n\nSee: [Termination Of Loan Agreement: Definition & Sample](https://www.contractscounsel.com/t/us/termination-of-loan-agreement)",
      "votes": null
    },
    {
      "id": "2715066",
      "postDate": "03/25/2024 08:49:51",
      "content": "<p>Hi <a href=\"https://www.kaggle.com/anand815353\" target=\"_blank\">@anand815353</a>,<br>\nI've checked few attributes and most probably we just don't have unified descriptions. So Closed and Terminated should be synonyms. Similarly Existing and Active.</p>",
      "rawMarkdown": "Hi @anand815353,\nI've checked few attributes and most probably we just don't have unified descriptions. So Closed and Terminated should be synonyms. Similarly Existing and Active.",
      "votes": null
    },
    {
      "id": "2715072",
      "postDate": "03/25/2024 08:57:08",
      "content": "<p>Thanks for the update <a href=\"https://www.kaggle.com/tomasjeline2\" target=\"_blank\">@tomasjeline2</a> </p>",
      "rawMarkdown": "Thanks for the update @tomasjeline2",
      "votes": null
    },
    {
      "id": "2717940",
      "postDate": "03/26/2024 20:19:47",
      "content": "<p>Thanks for clarifying <a href=\"https://www.kaggle.com/tomasjeline2\" target=\"_blank\">@tomasjeline2</a> </p>",
      "rawMarkdown": "Thanks for clarifying @tomasjeline2",
      "votes": null
    }
  ],
  "comments": [
    {
      "id": 2713962,
      "author_name": "jetakow",
      "author_url": "",
      "post_date": "03/24/2024 14:51:13",
      "content": "<p><a href=\"https://www.kaggle.com/tomasjeline2\" target=\"_blank\">@tomasjeline2</a> Maybe have a look at this?</p>",
      "votes": null,
      "replies": []
    },
    {
      "id": 2715010,
      "author_name": "aahhammer",
      "author_url": "",
      "post_date": "03/25/2024 08:11:08",
      "content": "<p>Would not bet on this interpretation, but I do not know it better either. What’s the percentage of closed vs terminated? This should give an hint about what is the regular or the irregular / more rare process.</p>\n<p>See: <a href=\"https://www.contractscounsel.com/t/us/termination-of-loan-agreement\" target=\"_blank\">Termination Of Loan Agreement: Definition &amp; Sample</a></p>",
      "votes": null,
      "replies": []
    },
    {
      "id": 2715066,
      "author_name": "tomasjeline2",
      "author_url": "",
      "post_date": "03/25/2024 08:49:51",
      "content": "<p>Hi <a href=\"https://www.kaggle.com/anand815353\" target=\"_blank\">@anand815353</a>,<br>\nI've checked few attributes and most probably we just don't have unified descriptions. So Closed and Terminated should be synonyms. Similarly Existing and Active.</p>",
      "votes": null,
      "replies": [
        {
          "id": 2715072,
          "author_name": "aahhammer",
          "author_url": "",
          "post_date": "03/25/2024 08:57:08",
          "content": "<p>Thanks for the update <a href=\"https://www.kaggle.com/tomasjeline2\" target=\"_blank\">@tomasjeline2</a> </p>",
          "votes": null,
          "replies": [
            {
              "id": 2717940,
              "author_name": "anand815353",
              "author_url": "",
              "post_date": "03/26/2024 20:19:47",
              "content": "<p>Thanks for clarifying <a href=\"https://www.kaggle.com/tomasjeline2\" target=\"_blank\">@tomasjeline2</a> </p>",
              "votes": null,
              "replies": []
            }
          ]
        }
      ]
    }
  ],
  "raw_markdown_by_id": {
    "2712076": "Hi,\nWill you guys be able to provide some definition to Closed and Terminated contracts? \nRight now I am assuming that closed means that contract has been fulfilled i.e. Emi's has been paid in full and applicant has not prepaid.\nAnd terminated means that for some reason loan amount has been prepaid or shifted to some other institution.\nPlease correct my assumption.",
    "2713962": "tomasjeline2 Maybe have a look at this?",
    "2715010": "Would not bet on this interpretation, but I do not know it better either. What’s the percentage of closed vs terminated? This should give an hint about what is the regular or the irregular / more rare process.\n\nSee: [Termination Of Loan Agreement: Definition & Sample](https://www.contractscounsel.com/t/us/termination-of-loan-agreement)",
    "2715066": "Hi @anand815353,\nI've checked few attributes and most probably we just don't have unified descriptions. So Closed and Terminated should be synonyms. Similarly Existing and Active.",
    "2715072": "Thanks for the update @tomasjeline2",
    "2717940": "Thanks for clarifying @tomasjeline2"
  },
  "source": "meta"
}