{
  "id": 482782,
  "title": "Abount train_credit_bureau_a_1 data",
  "url": "/competitions/home-credit-credit-risk-model-stability/discussion/482782",
  "author_name": "",
  "post_date": "2024-03-09T12:14:26.590494600Z",
  "votes": 1,
  "comment_count": 4,
  "views": 0,
  "content": "<p>Could you please provide more details about the 'train_credit_bureau_a_1' data source? Why does each column have two variants (for open and closed credits)?</p>\n<p>Let's take the credit purpose as an example. How can it change between an open or closed credit? It should be the same. Why are the purposes of credit so different? This question applies to all columns.</p>\n<p>For example:</p>\n<pre><code>purposeofcred_426M: Purpose of credit  active contract.\npurposeofcred_874M: Purpose of credit on a closed contract.\nThe query results:\n \n \n\nQuery:\nSELECT\npurposeofcred_426M == purposeofcred_874M  fl_equal,\nCOUNT()\nFROM home_credit.train_credit_bureau_a_1\nGROUP BY ALL\nORDER BY COUNT() DESC</code></pre>",
  "messages": [
    {
      "id": "2688710",
      "postDate": "03/09/2024 12:14:26",
      "content": "<p>Could you please provide more details about the 'train_credit_bureau_a_1' data source? Why does each column have two variants (for open and closed credits)?</p>\n<p>Let's take the credit purpose as an example. How can it change between an open or closed credit? It should be the same. Why are the purposes of credit so different? This question applies to all columns.</p>\n<p>For example:</p>\n<pre><code>purposeofcred_426M: Purpose of credit  active contract.\npurposeofcred_874M: Purpose of credit on a closed contract.\nThe query results:\n \n \n\nQuery:\nSELECT\npurposeofcred_426M == purposeofcred_874M  fl_equal,\nCOUNT()\nFROM home_credit.train_credit_bureau_a_1\nGROUP BY ALL\nORDER BY COUNT() DESC</code></pre>",
      "rawMarkdown": "Could you please provide more details about the 'train_credit_bureau_a_1' data source? Why does each column have two variants (for open and closed credits)?\n\nLet's take the credit purpose as an example. How can it change between an open or closed credit? It should be the same. Why are the purposes of credit so different? This question applies to all columns.\n\nFor example:\n\n```python\npurposeofcred_426M: Purpose of credit for active contract.\npurposeofcred_874M: Purpose of credit on a closed contract.\nThe query results:\n1 8988321\n0 6952216\n\nQuery:\nSELECT\npurposeofcred_426M == purposeofcred_874M as fl_equal,\nCOUNT()\nFROM home_credit.train_credit_bureau_a_1\nGROUP BY ALL\nORDER BY COUNT() DESC\"\n```",
      "votes": null
    },
    {
      "id": "2689265",
      "postDate": "03/09/2024 19:09:12",
      "content": "<p>My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.<br>\nNB.: its just my understanding. im not quiet sure my self.</p>",
      "rawMarkdown": "My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.\nNB.: its just my understanding. im not quiet sure my self.",
      "votes": null
    },
    {
      "id": "2689526",
      "postDate": "03/09/2024 22:42:44",
      "content": "<blockquote>\n  <p>My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.<br>\n  NB.: its just my understanding. im not quiet sure my self.</p>\n</blockquote>\n<p>No, sorry, but this is crazy. The purpose of the loan can be indicated once. If it’s a new loan, then a new purpose</p>",
      "rawMarkdown": "> My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.\n> NB.: its just my understanding. im not quiet sure my self.\n\nNo, sorry, but this is crazy. The purpose of the loan can be indicated once. If it’s a new loan, then a new purpose",
      "votes": null
    },
    {
      "id": "2691355",
      "postDate": "03/11/2024 07:36:25",
      "content": "<p>Hi Dima,<br>\n\"more details about data source\" - no, we don't want to provide details who provided the data, similarly I don't know reason for open/closed loans - it is format of report we get.<br>\nopen = active loan, closed = loan is finished (probably repaid)</p>",
      "rawMarkdown": "Hi Dima,\n\"more details about data source\" - no, we don't want to provide details who provided the data, similarly I don't know reason for open/closed loans - it is format of report we get.\nopen = active loan, closed = loan is finished (probably repaid)",
      "votes": null
    },
    {
      "id": "2691600",
      "postDate": "03/11/2024 10:42:59",
      "content": "<p>Here the data is clearly not in raw form, but already preprocessed. And it’s not clear how the loan data is filled in as open and closed at the same time((</p>",
      "rawMarkdown": "Here the data is clearly not in raw form, but already preprocessed. And it’s not clear how the loan data is filled in as open and closed at the same time((",
      "votes": null
    }
  ],
  "comments": [
    {
      "id": 2689265,
      "author_name": "turebogale",
      "author_url": "",
      "post_date": "03/09/2024 19:09:12",
      "content": "<p>My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.<br>\nNB.: its just my understanding. im not quiet sure my self.</p>",
      "votes": null,
      "replies": [
        {
          "id": 2689526,
          "author_name": "dima1992",
          "author_url": "",
          "post_date": "03/09/2024 22:42:44",
          "content": "<blockquote>\n  <p>My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.<br>\n  NB.: its just my understanding. im not quiet sure my self.</p>\n</blockquote>\n<p>No, sorry, but this is crazy. The purpose of the loan can be indicated once. If it’s a new loan, then a new purpose</p>",
          "votes": null,
          "replies": []
        }
      ]
    },
    {
      "id": 2691355,
      "author_name": "tomasjeline2",
      "author_url": "",
      "post_date": "03/11/2024 07:36:25",
      "content": "<p>Hi Dima,<br>\n\"more details about data source\" - no, we don't want to provide details who provided the data, similarly I don't know reason for open/closed loans - it is format of report we get.<br>\nopen = active loan, closed = loan is finished (probably repaid)</p>",
      "votes": null,
      "replies": [
        {
          "id": 2691600,
          "author_name": "dima1992",
          "author_url": "",
          "post_date": "03/11/2024 10:42:59",
          "content": "<p>Here the data is clearly not in raw form, but already preprocessed. And it’s not clear how the loan data is filled in as open and closed at the same time((</p>",
          "votes": null,
          "replies": []
        }
      ]
    }
  ],
  "raw_markdown_by_id": {
    "2688710": "Could you please provide more details about the 'train_credit_bureau_a_1' data source? Why does each column have two variants (for open and closed credits)?\n\nLet's take the credit purpose as an example. How can it change between an open or closed credit? It should be the same. Why are the purposes of credit so different? This question applies to all columns.\n\nFor example:\n\n```python\npurposeofcred_426M: Purpose of credit for active contract.\npurposeofcred_874M: Purpose of credit on a closed contract.\nThe query results:\n1 8988321\n0 6952216\n\nQuery:\nSELECT\npurposeofcred_426M == purposeofcred_874M as fl_equal,\nCOUNT()\nFROM home_credit.train_credit_bureau_a_1\nGROUP BY ALL\nORDER BY COUNT() DESC\"\n```",
    "2689265": "My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.\nNB.: its just my understanding. im not quiet sure my self.",
    "2689526": "> My guess is the client had (eg) a home (mortgage) credit and when he closes it he applied for debit card or some thing.\n> NB.: its just my understanding. im not quiet sure my self.\n\nNo, sorry, but this is crazy. The purpose of the loan can be indicated once. If it’s a new loan, then a new purpose",
    "2691355": "Hi Dima,\n\"more details about data source\" - no, we don't want to provide details who provided the data, similarly I don't know reason for open/closed loans - it is format of report we get.\nopen = active loan, closed = loan is finished (probably repaid)",
    "2691600": "Here the data is clearly not in raw form, but already preprocessed. And it’s not clear how the loan data is filled in as open and closed at the same time(("
  },
  "source": "meta"
}