I can see public notebooks take avg, max, min etc. of prior application features, but if we look at the dates closely, some of it is future data? This cant be right? What will the test private data look like will it also have this future leak??
", "messages": [ { "id": "2686383", "postDate": "03/07/2024 19:25:57", "content": "I can see public notebooks take avg, max, min etc. of prior application features, but if we look at the dates closely, some of it is future data? This cant be right? What will the test private data look like will it also have this future leak??
", "rawMarkdown": "I can see public notebooks take avg, max, min etc. of prior application features, but if we look at the dates closely, some of it is future data? This cant be right? What will the test private data look like will it also have this future leak??", "votes": null }, { "id": "2687954", "postDate": "03/08/2024 22:07:19", "content": "It is normal for prior applications to have future dates, for example if a loan is 10 years then the contract end date will be in the future. If the loan has no payments in the first year then the first payment date will be in the future..etc. In the mean while during these periods the client may have applied to new loans.
", "rawMarkdown": "It is normal for prior applications to have future dates, for example if a loan is 10 years then the contract end date will be in the future. If the loan has no payments in the first year then the first payment date will be in the future..etc. In the mean while during these periods the client may have applied to new loans.", "votes": null }, { "id": "2688802", "postDate": "03/09/2024 13:26:20", "content": "Exactly, thanks
", "rawMarkdown": "Exactly, thanks", "votes": null }, { "id": "2691466", "postDate": "03/11/2024 08:52:29", "content": "@pranavpoduval When you apply for a loan it is not like you don't know anything about the future. For example, you know when if your next birthday going to be. In similar way, we process all future dates in respect to date decision that might carry some information value. Most of them are with negligible information value, but it is better to check. Target leakage in this competition would only include future information that id conditioned by the fact whether the client wasn't able to repay the loan or was able to repay.
", "rawMarkdown": "pranavpoduval When you apply for a loan it is not like you don't know anything about the future. For example, you know when if your next birthday going to be. In similar way, we process all future dates in respect to date decision that might carry some information value. Most of them are with negligible information value, but it is better to check. Target leakage in this competition would only include future information that id conditioned by the fact whether the client wasn't able to repay the loan or was able to repay.", "votes": null } ], "comments": [ { "id": 2687954, "author_name": "fadylabib", "author_url": "", "post_date": "03/08/2024 22:07:19", "content": "It is normal for prior applications to have future dates, for example if a loan is 10 years then the contract end date will be in the future. If the loan has no payments in the first year then the first payment date will be in the future..etc. In the mean while during these periods the client may have applied to new loans.
", "votes": null, "replies": [ { "id": 2688802, "author_name": "jetakow", "author_url": "", "post_date": "03/09/2024 13:26:20", "content": "Exactly, thanks
", "votes": null, "replies": [] } ] }, { "id": 2691466, "author_name": "jetakow", "author_url": "", "post_date": "03/11/2024 08:52:29", "content": "@pranavpoduval When you apply for a loan it is not like you don't know anything about the future. For example, you know when if your next birthday going to be. In similar way, we process all future dates in respect to date decision that might carry some information value. Most of them are with negligible information value, but it is better to check. Target leakage in this competition would only include future information that id conditioned by the fact whether the client wasn't able to repay the loan or was able to repay.
", "votes": null, "replies": [] } ], "raw_markdown_by_id": { "2686383": "I can see public notebooks take avg, max, min etc. of prior application features, but if we look at the dates closely, some of it is future data? This cant be right? What will the test private data look like will it also have this future leak??", "2687954": "It is normal for prior applications to have future dates, for example if a loan is 10 years then the contract end date will be in the future. If the loan has no payments in the first year then the first payment date will be in the future..etc. In the mean while during these periods the client may have applied to new loans.", "2688802": "Exactly, thanks", "2691466": "pranavpoduval When you apply for a loan it is not like you don't know anything about the future. For example, you know when if your next birthday going to be. In similar way, we process all future dates in respect to date decision that might carry some information value. Most of them are with negligible information value, but it is better to check. Target leakage in this competition would only include future information that id conditioned by the fact whether the client wasn't able to repay the loan or was able to repay." }, "source": "meta" }