{
  "id": 476459,
  "title": "Question about date_decision and firstdatedue_489D",
  "url": "/competitions/home-credit-credit-risk-model-stability/discussion/476459",
  "author_name": "",
  "post_date": "2024-02-12T13:11:00.258886300Z",
  "votes": 1,
  "comment_count": 3,
  "views": 0,
  "content": "<p>Hi, i have a couple of questions about these two columns. \"date_decision\" is defined as \"This refers to the date when a decision was made regarding the approval of the loan.\": does this means we have in the data also not approved loans? Also i noticed we have some NaNs in the  \"firstdatedue_489D\" column, could these NaNs be an indicator of reject loans? Or is there another reason for loans without a first due date? Thanks a lot and GL with the competition!</p>",
  "messages": [
    {
      "id": "2648836",
      "postDate": "02/12/2024 13:11:00",
      "content": "<p>Hi, i have a couple of questions about these two columns. \"date_decision\" is defined as \"This refers to the date when a decision was made regarding the approval of the loan.\": does this means we have in the data also not approved loans? Also i noticed we have some NaNs in the  \"firstdatedue_489D\" column, could these NaNs be an indicator of reject loans? Or is there another reason for loans without a first due date? Thanks a lot and GL with the competition!</p>",
      "rawMarkdown": "Hi, i have a couple of questions about these two columns. \"date_decision\" is defined as \"This refers to the date when a decision was made regarding the approval of the loan.\": does this means we have in the data also not approved loans? Also i noticed we have some NaNs in the  \"firstdatedue_489D\" column, could these NaNs be an indicator of reject loans? Or is there another reason for loans without a first due date? Thanks a lot and GL with the competition!",
      "votes": null
    },
    {
      "id": "2648854",
      "postDate": "02/12/2024 13:21:52",
      "content": "<p>Hello, all the observations you see are for approved loans only. Target has the meaning \"is the person going to default in future?\" the exact period is not relevant for the competition. The firstdatedue_489D column is for the first due date for the previous application, not for the current one. </p>",
      "rawMarkdown": "Hello, all the observations you see are for approved loans only. Target has the meaning \"is the person going to default in future?\" the exact period is not relevant for the competition. The firstdatedue_489D column is for the first due date for the previous application, not for the current one.",
      "votes": null
    },
    {
      "id": "2648894",
      "postDate": "02/12/2024 13:37:14",
      "content": "<p>Hi, got it thanks! I may have lost where we can find the information to know \"firstdatedue_489D\" is for the previous application, for other column like \"lastapplicationdate_877D\" it's specified in the name</p>",
      "rawMarkdown": "Hi, got it thanks! I may have lost where we can find the information to know \"firstdatedue_489D\" is for the previous application, for other column like \"lastapplicationdate_877D\" it's specified in the name",
      "votes": null
    },
    {
      "id": "2648928",
      "postDate": "02/12/2024 13:58:33",
      "content": "<p>Please read the Data tab, there you can find information about where are the column definitions. </p>",
      "rawMarkdown": "Please read the Data tab, there you can find information about where are the column definitions.",
      "votes": null
    }
  ],
  "comments": [
    {
      "id": 2648854,
      "author_name": "jetakow",
      "author_url": "",
      "post_date": "02/12/2024 13:21:52",
      "content": "<p>Hello, all the observations you see are for approved loans only. Target has the meaning \"is the person going to default in future?\" the exact period is not relevant for the competition. The firstdatedue_489D column is for the first due date for the previous application, not for the current one. </p>",
      "votes": null,
      "replies": [
        {
          "id": 2648894,
          "author_name": "gustar8",
          "author_url": "",
          "post_date": "02/12/2024 13:37:14",
          "content": "<p>Hi, got it thanks! I may have lost where we can find the information to know \"firstdatedue_489D\" is for the previous application, for other column like \"lastapplicationdate_877D\" it's specified in the name</p>",
          "votes": null,
          "replies": [
            {
              "id": 2648928,
              "author_name": "jetakow",
              "author_url": "",
              "post_date": "02/12/2024 13:58:33",
              "content": "<p>Please read the Data tab, there you can find information about where are the column definitions. </p>",
              "votes": null,
              "replies": []
            }
          ]
        }
      ]
    }
  ],
  "raw_markdown_by_id": {
    "2648836": "Hi, i have a couple of questions about these two columns. \"date_decision\" is defined as \"This refers to the date when a decision was made regarding the approval of the loan.\": does this means we have in the data also not approved loans? Also i noticed we have some NaNs in the  \"firstdatedue_489D\" column, could these NaNs be an indicator of reject loans? Or is there another reason for loans without a first due date? Thanks a lot and GL with the competition!",
    "2648854": "Hello, all the observations you see are for approved loans only. Target has the meaning \"is the person going to default in future?\" the exact period is not relevant for the competition. The firstdatedue_489D column is for the first due date for the previous application, not for the current one.",
    "2648894": "Hi, got it thanks! I may have lost where we can find the information to know \"firstdatedue_489D\" is for the previous application, for other column like \"lastapplicationdate_877D\" it's specified in the name",
    "2648928": "Please read the Data tab, there you can find information about where are the column definitions."
  },
  "source": "meta"
}